The unified wallet for everything.

Convert crypto instantly, book global flights, and settle your daily bills—all from one powerful balance built for Nigeria.

Total Balance

₦847,250.00

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Withdraw

Quick actions

Airtime
Data
Flights
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Rate watch

USDT → NGN, updated hourly

₦1,562.50
0.8%
Convert Crypto

Quick Actions

Pay instantly from your balance.

Airtime
Data
Electricity
Cable TV
Gift Cards
Flights
Universal Wallet

Every bill, one balance.

Settle your electricity tokens, renew your cable TV, top up airtime and data, or purchase global gift cards instantly. It all runs directly from your unified NePay balance—fast, secure, and with no external card required.

Transparent Exchange

See the real rate. Every time.

Every crypto conversion shows the exact reference market rate alongside our quoted rate before you confirm. We believe in earning your trust through total transparency—what you see is exactly what you get, with zero hidden spreads.

Ξ
Selling 50 USDT
$
Market reference rate₦1,415/$
Your quoted rate₦1,378/$
You receive₦68,900
GLOBAL TRAVEL

Global flights.
Local payments.

Book local and international flights directly within NePay. We instantly convert your Naira balance to settle the booking—no forex limits, no dollar cards needed, just instant ticketing.

🇬🇧
🇦🇪
🇺🇸
150+ Airlines supported worldwide

Book a Flight

From

Lagos (LOS)

To

London (LHR)

Date

Oct 12

Travelers

1 Adult

Search Flights
Simple Process

How NePay works

1

Create your account & verify in minutes

Download the app, sign up with your phone number, and complete a quick KYC to unlock full limits.

2

Fund your wallet — bank, card, or crypto

Move money into NePay instantly via bank transfer, your debit card, or by converting your crypto.

3

Convert crypto to Naira instantly

Receive any supported crypto and it will instantly be converted to Naira for spending, or settle your bills directly.

4

Track everything, transparently, in one place.

Monitor your balances and review side-by-side exchange rates before confirming any transaction.

Don't just take our word for it.

"Receiving USDT and having it instantly available as Naira in my balance feels like magic. Best wallet I've used."

Chidinma A.
Chidinma A.Lagos

"I finally stopped losing money to hidden exchange spreads. The side-by-side rates are a game changer."

Tobi O.
Tobi O.Abuja

"Electricity tokens in seconds. No failed transactions, no waiting. It just works."

Ngozi E.
Ngozi E.Port Harcourt

"Signed up and verified my account in literally two minutes. Support was instantly helpful when I asked a question."

Emmanuel U.
Emmanuel U.Lagos
Security & Trust

Built to be trusted with your money.

We prioritize the security of your funds and the privacy of your data above everything else. Our entire infrastructure is engineered for resilience.

Bank-Grade Encryption

Every byte of data is encrypted in transit and at rest, securing your information from end to end using modern cryptographic standards.

Strict Identity Verification

Robust BVN and NIN checks are required before any transaction, ensuring SEC-aligned compliance and protecting against fraud.

Absolute Transparency

Fees and exchange rates are displayed clearly and side-by-side before you confirm. No hidden spreads, ever.

Regulated Banking Partners

Your funds are securely held and moved exclusively through our network of established, regulated partner banks.

Got Questions?

Frequently Asked Questions

Ready to move up?

Join thousands of Nigerians receiving money, paying bills instantly, and exchanging crypto with total transparency.

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